Car Insurance Requirements in North Carolina (2024)

All North Carolina drivers must carry at least liability car insurance and uninsured motorist coverage.

Written by Nick Dauk

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

Courtney Mikulski Senior Editor, Auto

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

Updated September 5, 2024

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Cheapest recent rates in North Carolina

Drivers in and around North Carolina have found policies from Direct Auto, Dairyland, Safeco, and more, through Insurify in the last few days.

Liability Only Quoted August 30, 2024

We just helped a driver in Pinnacle, North Carolina cover their Chevrolet Silverado with this quote from Safeco.

$ 42/ mo * Find similar Quoted September 2, 2024

A Durham, North Carolina driver just saved on coverage for their Toyota Prius with this quote from Dairyland.

$ 48/ mo * Find similar Updated August 31, 2024 State Farm's average rate for North Carolina drivers with good credit and a clean driving record. $ 67/ mo * Find similar Quoted September 4, 2024

We just helped a driver in Asheville, North Carolina cover their Toyota RAV4 with this quote from National General.

$ 51/ mo * Find similar Quoted August 28, 2024

A Winston-Salem, North Carolina driver just saved on coverage for their Volkswagen Passat with this quote from Direct Auto.

$ 48/ mo * Find similar Updated August 31, 2024 Allstate's average rate for North Carolina drivers with good credit and a clean driving record. $ 56/ mo * Find similar Updated August 31, 2024 GEICO's average rate for North Carolina drivers with good credit and a clean driving record. $ 47/ mo * Find similar Updated August 31, 2024 Nationwide's average rate for North Carolina drivers with good credit and a clean driving record. $ 41/ mo * Find similar Updated August 31, 2024 Dairyland's average rate for North Carolina drivers with good credit and a clean driving record. $ 54/ mo * Find similar

*Quotes generated for Insurify users from North Carolina within the last 10 days. Last updated on September 5, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from September 5, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.

See more quotesSee less quotes Full Coverage Quoted September 3, 2024

Direct Auto helped a Toyota Corolla driver in Raleigh, North Carolina save on car insurance with this quote.

$ 67/ mo * Find similar Quoted September 1, 2024

A Waynesville, North Carolina driver just saved on coverage for their Honda CR-V with this quote from National General.

$ 73/ mo * Find similar Updated August 31, 2024 Allstate's average rate for North Carolina drivers with good credit and a clean driving record. $ 86/ mo * Find similar Quoted August 28, 2024

Safeco helped a Toyota Corolla driver in Charlotte, North Carolina save on car insurance with this quote.

$ 86/ mo * Find similar Updated August 31, 2024 GEICO's average rate for North Carolina drivers with good credit and a clean driving record. $ 72/ mo * Find similar Updated August 31, 2024 State Farm's average rate for North Carolina drivers with good credit and a clean driving record. $ 104/ mo * Find similar Updated August 31, 2024 Nationwide's average rate for North Carolina drivers with good credit and a clean driving record. $ 63/ mo * Find similar Updated August 31, 2024

National General's average rate for North Carolina drivers with good credit and a clean driving record.

$ 113/ mo * Find similar Updated August 31, 2024 Travelers's average rate for North Carolina drivers with good credit and a clean driving record. $ 80/ mo * Find similar

*Quotes generated for Insurify users from North Carolina within the last 10 days. Last updated on September 5, 2024

Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from September 5, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.